The 10% Wealth Foundation

{"strategicObjective":"Accumulate $25k Wealth Vault balance within 12 months by automating 10% sweeps on every deposit to build stress-free cash reserves.","scorecardName":"Wealth Vault Balance Surge","scorecardShortName":"Vault Surge","scorecardKeyId":"wealth_vault_balance_surge","scorecardGuideMd":"### Strategy Summary\nAutomate a 10 % sweep of every inflow into a dedicated Wealth Vault to build permanent, stress-free reserves.\n\n### Goal→Work→Proof Flow\nAutomation coverage and on-time transfer compliance (Work) lift the monthly savings rate and YTD savings (Proof), propelling the Wealth Vault balance to $25k (Goal).\n\n### Weekly Execution Plan\nMon: Audit automation coverage and fix gaps.\nWed: Verify last-week transfer compliance and reconcile ledger.\nFri: Review dashboard; tweak cash-flow or transfer rules.\n\n### Success Indicators & Pivots\nIf coverage ≥95 % yet savings rate <10 %, raise transfer % or cut variable spend. Overdraft alerts signal timing tweaks.\n\n### Key Success Factor\nRelentless automation—money must move before you can spend it.","frequency":"Weekly","metrics":[{"metricKeyId":"wealthvault-balance-total","metricName":"Wealth Vault balance","metricDescription":"Total cash accumulated in the separate Wealth Vault account created by the 10 % pay-yourself-first rule; represents the tangible wealth foundation sought.","okrType":"Goal (Objective)","guideMd":"Fetch ending balance via bank API ▸ Wealth Vault account every Friday 4 PM; celebrate milestones; raise transfer % if trajectory off-track.","metricValue":{"type":"Latest_All_Time","dataType":"Currency($)","value":0},"metricGoal":{"goalType":"Increase KPI","goal":25000}},{"metricKeyId":"automation-coverage-rate","metricName":"Revenue accounts automated","metricDescription":"Percentage of all revenue-collecting bank accounts with an active rule that sweeps 10 % of each deposit into the Wealth Vault.","okrType":"Work (Key Action)","guideMd":"Audit banking rules Monday; count accounts with 10 % sweep ÷ total revenue accounts; enable automation on any uncovered account same day.","metricValue":{"type":"Latest","dataType":"Percentage(%)","value":0},"metricGoal":{"goalType":"Increase KPI","goal":95}},{"metricKeyId":"transfer-compliance-rate","metricName":"On-time transfer compliance","metricDescription":"Ratio of eligible deposits that trigger a 10 % transfer to Wealth Vault within 24 h—ensures discipline regardless of cash-flow timing.","okrType":"Work (Key Action)","guideMd":"Export weekly transactions; divide transfers executed <24 h by eligible deposits; if <90 %, adjust bank rule timing; review Fridays.","metricValue":{"type":"AVG","dataType":"Percentage(%)","value":0},"metricGoal":{"goalType":"Increase KPI","goal":90}},{"metricKeyId":"monthly-savings-rate","metricName":"Monthly savings rate","metricDescription":"Percentage of total inflows that land in the Wealth Vault each month; validates that the 10 % rule is producing the expected savings pace.","okrType":"Proof (Key Result)","guideMd":"Use accounting report ▸ cash-in vs transfers; compute (savings/inflows)*100; update first business day monthly; tweak automation if <10 %.","metricValue":{"type":"AVG","dataType":"Percentage(%)","value":0},"metricGoal":{"goalType":"Increase KPI","goal":10}},{"metricKeyId":"ytd-savings-amount","metricName":"Year-to-date savings","metricDescription":"Cumulative dollars saved into the Wealth Vault since fiscal year start; demonstrates real capital being built through the 10 % rule.","okrType":"Proof (Key Result)","guideMd":"Sum transfers in Wealth Vault ledger YTD via banking API; update weekly; cut expenses or boost revenue if pace <target; review Mondays.","metricValue":{"type":"SUM","dataType":"Currency($)","value":0},"metricGoal":{"goalType":"Increase KPI","goal":25000}}]}